Most people assume their spouse or children can automatically make decisions for them if they're incapacitated. They can't. Without Lasting Powers of Attorney, your family has no legal authority to access your bank accounts, sell your property, or make medical decisions on your behalf—even in emergencies.
You suffer a stroke and lose capacity to manage your affairs. Your spouse can't access your bank accounts to pay the mortgage. Your business bank freezes. Your children can't make medical decisions.
Without POA: Your family must apply to the Court of Protection—a process that takes 6-12 months and costs £5,000+, all while bills pile up and decisions wait.
Early-stage dementia means you can still communicate but may lack legal capacity. Your family wants to help manage your finances and healthcare, but without POA, they're powerless.
The result: Court-appointed deputies who may not know you, your wishes, or your values making life-altering decisions on your behalf.
A serious car accident leaves you unconscious for weeks. Your partner needs to access joint savings to pay for care, but the bank won't release funds without your signature.
Without POA: Your family can't help you—even though they know exactly what you'd want and have your best interests at heart.
You can only create Powers of Attorney while you have mental capacity. Once you lose it—through illness, injury, or cognitive decline—it's too late.
Many families only realise they need POAs after it's impossible to create them. Don't let that be your story.
We prepare both types of Lasting Powers of Attorney you need, ensuring your financial affairs and health decisions are protected if you lose capacity.
Legal authority for your chosen attorneys to manage your bank accounts, property, investments, bills, and financial decisions on your behalf.
Legal authority for your attorneys to make medical treatment decisions, care arrangements, and end-of-life choices when you cannot.
Clear advice on choosing the right attorneys, replacement attorneys, and how to structure decision-making (jointly, severally, or jointly for some decisions).
Tailored guidance and restrictions that reflect your wishes—ensuring your attorneys act according to your values and priorities.
We handle the entire OPG registration process, including all paperwork, signatures, and submission—so your POAs are legally valid and enforceable.
We arrange for an eligible certificate provider to confirm you understand the POAs and are creating them without pressure or coercion.
Powers of Attorney are essential if any of these situations apply to you:
If any of these apply, you need Powers of Attorney in place before it's too late.
Don't wait until it's too late. Book Your POA ConsultationWe handle everything from drafting to registration, ensuring your Powers of Attorney are legally valid and ready when needed.
We discuss your situation, explain both types of POA, and help you choose the right attorneys and structure. You'll understand exactly what each POA does and how your attorneys will act.
Timeframe: Week 1We prepare your Property & Financial Affairs LPA and Health & Welfare LPA with your specific instructions and preferences. You review, we refine, and you approve the final documents.
Timeframe: Week 2We coordinate signatures from you, your attorneys, and your certificate provider, then submit everything to the Office of Public Guardian for registration. Once registered, your POAs are legally active.
Timeframe: Week 3-4 (plus 8-10 weeks OPG processing)Total Timeline: 4 weeks to completion, then 8-10 weeks for OPG registration
What's Included:
Payment Options:
• Pay in full (5% discount)
• Split payment (50% upfront, 50% before registration)
Court of Protection Route
vs.
Our POA Service
* Typical costs based on Ministry of Justice fee guidance; actual fees vary by case.
POAs protect you from incapacity. But what about protecting your family after you're gone?
POAs protect you during incapacity. But complete estate planning protects your family from probate delays, inheritance tax, and care home fees. If you want comprehensive protection, our Complete Estate Planning & Asset Protection service covers everything.
If your circumstances change and you need to update your POAs within the first year, we'll do it at no extra charge. Your protection matters to us.
Property & Financial Affairs LPA covers money, property, and financial decisions. Health & Welfare LPA covers medical treatment, care arrangements, and end-of-life decisions. You need both for complete protection—one doesn't cover the other.
No. Even spouses have no automatic legal authority to access accounts, sell property, or make medical decisions on your behalf without a POA. Many families discover this too late.
You can only create POAs while you have mental capacity. If you lose capacity before registration is complete, the documents become invalid and your family must apply to the Court of Protection instead—a costly, lengthy process.
Yes. As long as you have mental capacity, you can revoke or update your POAs at any time. If your circumstances change—new attorneys, different instructions—we can help you amend them.
The Office of Public Guardian typically takes 8-10 weeks to process and register POAs after submission. Once registered, your POAs are legally valid and your attorneys can act when needed.
You can only create Powers of Attorney while you have mental capacity. Once you lose it—through illness, accident, or cognitive decline—your family faces court applications, delays, and strangers making decisions about your life.
Protect yourself. Protect your family. Put your Powers of Attorney in place today.