Trusts solve specific problems that wills alone cannot address. If you have complex family dynamics, significant assets, or concerns about how beneficiaries will manage their inheritance, trusts provide control, protection, and tax efficiency that simple wills lack.
You want to provide for your current spouse while ensuring your children from a previous marriage ultimately inherit your estate.
How trusts help: A Life Interest Trust allows your spouse to benefit from assets (like living in the family home) during their lifetime, while guaranteeing those assets pass to your children after. No ambiguity, no disputes, complete control.
Your business and personal wealth are intertwined. You want to protect business assets from personal estate complications and ensure smooth succession.
How trusts help: Business Property Trusts separate business assets from your personal estate, protecting them from inheritance tax (up to 100% relief), creditor claims, and family disputes while maintaining operational continuity.
Your child or dependent has special needs, receives means-tested benefits, or cannot manage money independently.
How trusts help: Disabled Person's Trusts and Discretionary Trusts protect their inheritance without affecting benefits eligibility, provide professional management, and ensure funds are used appropriately for their lifetime care.
You own multiple properties or significant assets and want to protect them from care home fee assessments or ensure they pass intact to your children.
How trusts help: Property Protection Trusts ring-fence assets, reducing care home fee exposure (when set up appropriately and in advance) and ensuring your estate goes to your beneficiaries, not to local authority care costs.
Trust strategies are valuable if any of these situations apply to your family:
If any of these apply, a trust strategy can provide protection and control that wills alone cannot achieve.
Let's design the right solution for your family. Discuss Your SituationWe guide you through trust design, drafting, and implementation with clarity and precision—ensuring your structure achieves your goals within current legal and tax frameworks.
We analyze your assets, family situation, and objectives to recommend the optimal trust structure. You'll understand exactly what each trust type does, how it works, and why it's right for your situation.
Timeframe: Week 1-2We prepare your bespoke trust documents with precise terms, trustee powers, beneficiary conditions, and tax-efficient structures. You review everything, we refine based on your feedback, and you approve the final version.
Timeframe: Week 3-5We coordinate signing and execution of your trust documents, register where required (some trusts must be registered with HMRC), and integrate with your wills and overall estate plan for seamless protection.
Timeframe: Week 6-8Total Timeline: 6-8 weeks from initial consultation to fully implemented trust strategy
(single trust)
What's Included:
Pricing Structure:
• Single trust: From £1,995 +VAT
• Multiple trusts: From £3,495 +VAT
• Complex trust arrangements: From £4,995 +VAT
*Pricing depends on trust complexity, asset types, and number of beneficiaries
Trusts are powerful, but they're most effective as part of an integrated estate plan.
| Trust Strategy Alone | Complete Estate Protection | |
|---|---|---|
| Trust Structure | ✓ Custom trust structure | ✓ Custom trust structure |
| IHT Strategy | ✓ Tax-efficient design | ✓ Full IHT strategy (trusts + other reliefs) |
| Asset Protection | ✓ Asset protection | ✓ Comprehensive asset protection |
| Will Coordination | ✗ Will must be separate | ✓ Integrated will & trust coordination |
| POA Protection | ✗ No POA protection | ✓ Powers of Attorney for incapacity |
| Care Planning | ✗ No ongoing care planning | ✓ Later life & care home fee planning |
| Ongoing Support | ✗ One-time implementation | ✓ Lifetime support & annual reviews |
Trusts are sophisticated tools, but they work best within a complete estate protection strategy. Our Complete Estate Planning & Asset Protection service integrates trusts with wills, IHT planning, POAs, and care strategies for comprehensive family protection.
Precise control over when and how beneficiaries inherit • Asset protection from creditors, divorce, and poor decisions • Tax efficiency through strategic structuring and reliefs • Flexibility to adapt to changing circumstances • Professional management of complex assets • Benefit protection for vulnerable dependents
Every trust we create is tailored to your unique family circumstances, asset structure, and long-term goals—ensuring maximum protection and tax efficiency within current UK law.
Not necessarily. Trust structures vary significantly. Some trusts give you ongoing control during your lifetime (revocable trusts), while others provide tax benefits by transferring ownership but allow you to appoint trustees you trust completely. We design structures that balance control, flexibility, and tax efficiency based on your priorities.
No. While trusts are valuable for high-net-worth estates, they're equally useful for anyone with second marriages, vulnerable beneficiaries, property portfolios, or concerns about how children will manage inheritances. Trusts solve specific problems regardless of estate size.
It can, depending on the trust type and how it's structured. Some trusts provide immediate IHT benefits (like Business Property Trusts with 100% relief), while others reduce liability over time (7-year rule for gifts into trust). We design tax-efficient structures within current HMRC rules.
Some trusts are revocable (you can change or dissolve them), while others are irrevocable (permanent) to achieve specific tax or asset protection benefits. The right choice depends on your goals. We'll explain the trade-offs clearly so you can make an informed decision.
Trusts and wills work together. You can create a trust during your lifetime (lifetime trust) or establish one through your will that activates upon death (will trust). We ensure both documents coordinate seamlessly so your complete estate plan functions as intended.
Trusts provide sophisticated control, protection, and tax efficiency that wills alone cannot achieve. If you have complex family dynamics, significant assets, or specific concerns about how your wealth passes to the next generation, a properly structured trust strategy ensures your legacy is protected exactly as you intend.
Let's design the right solution for your family.